florida insurance family health
 Home   Quote    F.A.Q    News    Research    Life
Florida Health Insurance Resources
Types of Florida Health Insurance
Articles About Florida Health Insurance

Florida Maternity Insurance

Like many other types of medical insurance, maternity insurance has been affected by the rising cost of health care services. If a plan has not gotten rid of their maternity coverage completely, the coverage is minimal at best. And, unfortunately, you cannot obtain coverage if you are in the midst of a pregnancy and do not have insurance. The best you can do is pay for your delivery at a set rate, with not prenatal coverage.

While it may look like being pregnant in Florida is a dismal prospect, be aware that there are many options for pregnant women or women hoping to become pregnant. As previously suggested, for women who are pregnant with no current coverage – a delivery rate is available. This ranges from two to three thousand dollars usually and is best for an uncomplicated delivery. Most hospitals offer a set rate for maternity services.

Another option is to insure that your standard health insurance has proper maternity coverage. Most of these private plans cover maternity services and unforeseen emergency procedures.

If you have no current insurance, or need additional maternity insurance there are various plans available to you. The first is a full coverage plan. In addition to your standard plan you can expect to pay a couple hundred dollars more each month. It has a 12 month waiting period, but once that is over, all of your pre-delivery and delivery costs are covered.

You can also choose indemnity coverage. In addition to your current insurance, this plan has a shorter period of waiting before it takes effect and is less expensive. Some of the coverage is more limited than under a full coverage plan. For example, prenatal services are not covered. While there are restrictions, the waiting period is shorter and it is coverage as opposed to no coverage at all.

If you plan on becoming pregnant take some time to review your options when it comes to maternity insurance. It is something many people do not think of, but something that is very valuable.

Family Insurance in FloridaGroup Health Insurance in Florida
Copyright © 2007 Hasell Financial. All rights reserved. | Terms | Login | Resources

 

Florida Health Insurance Articles

    Pharmaceutical Benefits for the Elderly in Florida
    As part of court settlement, Medco to provide uninsured Florida senior citizens with generic medications.

    Florida Insurance Regulations
    Florida health insurance regulations designed to protect consumers, prohibit discrimination based upon pre-existing conditions.

    Healthy Families Florida
    State of Florida plan helps parents and guardians lacking in financial resources to provide health care to their families.

    Florida Medicaid Reform
    The benefits contained within Florida?s Medicaid program and how the public plays a role.

    State of Florida Health Care Premiums
    Due to rising costs, committee formed to review healthcare costs within the state of Florida.

    Take Control of Health Care Costs
    Experts suggest monitoring the incurrence of all healthcare costs to ensure you are not paying more than you should.

    The Affordable Health Care for Floridians Act
    Not only making healthcare affordable to all Floridians, but making all Floridians educated about healthcare is the goal of the Affordable Healthcare for Floridians Act

    Short-term Florida Health Insurance
    When in between policies, Florida short-term health insurance may cover the gaps by providing temporary security.

    Florida Maternity Insurance
    Reviewing one's healthcare policy with respect to coverage for maternity-related matters is an important issue for women considering getting pregnant.

    Prescription Plans
    Prescription medications, the hotly debated topic of late, can prove enormously costly and detrimental to one?s should he or she not have the benefit of quality pharmaceutical coverage.

    Florida Health Care Assistance Programs
    For those without insurance, a variety of reputable outlets exist from which one can obtain necessary health care services and treatments.

    Insurance Service Programs in Florida
    Within the State of Florida, low income residents have access to programs that provide health care insurance via private companies.

    Health Insurance for Children in Florida
    Low income families though not always able to afford it, still desire the best quality care for their children. Through Florida?s Health Care for Children program, parents are able to provide for their children with KidCare and additional benefit-laden, state run programs.

    Student Health Insurance in Florida
    Once officially declared an adult at the age of 18, what do parents do about their child?s health insurance coverage?

    The Healthy State Initiative
    Within the state of Florida, a concerted effort is underway to improve the lives of residents? by helping them to understand how to attain and maintain a healthier, fuller life.


Florida Health Insurance is only one click away. We are a friendly agency specializing in serving Floridians and their health insurance needs. We are available by phone at any time, since we know how it feels to shop for insurance without human contact. If you cannot find the information or Florida health insurance you need, please contact us by phone or email and we will gladly walk you through the process.