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State of Florida Health Care Premiums

With cost for hospital visits, physician appointment and prescriptions on the rise, the cost for the premiums on your insurance are going up as a result. The rate of increase is so high that it has caused states all across the country to close ranks and research how and why this is happening.

In Florida, the governor has created the Governor’s Task Force on Access to Affordable Health Insurance to look into the inflation and the steps the state can take to reduce its residents’ premiums. During their investigations, the task force discovered the extreme rate of increase in premiums has led small businesses to discontinue health insurance benefits to their employers.

This caused concern among the task force, governor and the Select Committee on Affordable Health Care for Floridians, which was working in conjunction with the task force. As a result, the groups have prioritized some recommendations and outlined some concerns for the future state of Florida health insurance premiums.

Their first priority is to offer health care coverage to the large percentage of residents who cannot get individual coverage – not related to their employer’s coverage – due to pre-existing conditions. On the other side of the fence, they also recommend providing less expensive coverage for small groups and individual policyholders by not taxing these policies. Both groups have trouble gaining coverage for two very different reasons. However, it is still unacceptable to the task force and committee that any Floridians have that hard of a time gaining insurance coverage.

Finally, the two groups propose providing education materials for all insured individuals to make them more aware of their coverage through their insurance company. This program would outline the cost differences on medical care and procedures, in turn letting consumers make an educated decision about the course of their health care. The thought behind educating the consumer is that it will create competition between the companies and hospitals and in turn reduce the costs and make the premiums easier to afford.

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Florida Health Insurance Articles

    Pharmaceutical Benefits for the Elderly in Florida
    As part of court settlement, Medco to provide uninsured Florida senior citizens with generic medications.

    Florida Insurance Regulations
    Florida health insurance regulations designed to protect consumers, prohibit discrimination based upon pre-existing conditions.

    Healthy Families Florida
    State of Florida plan helps parents and guardians lacking in financial resources to provide health care to their families.

    Florida Medicaid Reform
    The benefits contained within Florida?s Medicaid program and how the public plays a role.

    State of Florida Health Care Premiums
    Due to rising costs, committee formed to review healthcare costs within the state of Florida.

    Take Control of Health Care Costs
    Experts suggest monitoring the incurrence of all healthcare costs to ensure you are not paying more than you should.

    The Affordable Health Care for Floridians Act
    Not only making healthcare affordable to all Floridians, but making all Floridians educated about healthcare is the goal of the Affordable Healthcare for Floridians Act

    Short-term Florida Health Insurance
    When in between policies, Florida short-term health insurance may cover the gaps by providing temporary security.

    Florida Maternity Insurance
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    Prescription Plans
    Prescription medications, the hotly debated topic of late, can prove enormously costly and detrimental to one?s should he or she not have the benefit of quality pharmaceutical coverage.

    Florida Health Care Assistance Programs
    For those without insurance, a variety of reputable outlets exist from which one can obtain necessary health care services and treatments.

    Insurance Service Programs in Florida
    Within the State of Florida, low income residents have access to programs that provide health care insurance via private companies.

    Health Insurance for Children in Florida
    Low income families though not always able to afford it, still desire the best quality care for their children. Through Florida?s Health Care for Children program, parents are able to provide for their children with KidCare and additional benefit-laden, state run programs.

    Student Health Insurance in Florida
    Once officially declared an adult at the age of 18, what do parents do about their child?s health insurance coverage?

    The Healthy State Initiative
    Within the state of Florida, a concerted effort is underway to improve the lives of residents? by helping them to understand how to attain and maintain a healthier, fuller life.

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