Health Insurance for Children in Florida
The health of the children of Florida is of great concern to
state officials. That is why they have created various options
for children living in the state to obtain adequate health insurance.
Even if parents cannot afford health care insurance for themselves,
there are plans in place that will provide care to children
sans adults. This has become a necessary service added to most
insurance carriers because of the rising cost of health care
insurance, especially plans with multiple dependents. These
plans can be significantly more cost effective than adding to
a parents plan. This way parents can apply for their children
and provide them with the care they need at this crucial stage
in their lives.
One of the plans to protect the insurance benefits of children
in Florida is KidCare Medicaid a program for children up to
age 18 from low-income families. Once the family meets the eligibility
requirements, they are provided with insurance at zero cost
to the family. Even with no fees, parents still get a choice
of the type of plan their child will have. They can choose from
an HMO or a plan that is managed on a case-by-case basis. Another
benefit of KidCare Medicaid is that parents are provided with
assistance to choose the right plan for their child.
Another plan is called MediKids. It provides for some of the
children Medicaid does not. It helps kids up to the age of four
whose families have limited income. For a $15 premium each month,
the child is covered, and has the choice of physicians and HMO
Florida Healthy Kids is a program that protects children from
5-18 by providing care at a minimum monthly cost to the family.
Siblings of these children are covered as well. Once the child
meets the requirements of the program, they receive full-benefits
with limited cost to the family.
Finally the Children's Medical Services Network is a plan developed
to help provide insurance coverage to children with chronic
or long-term health conditions. With this program you receive
a staff of professionals trained specifically to work with these
children. The monthly payments are under $20 and services are
These are just a few of the ways Florida protects the littlest
members of the community.