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Health Insurance for Children in Florida

The health of the children of Florida is of great concern to state officials. That is why they have created various options for children living in the state to obtain adequate health insurance.

Even if parents cannot afford health care insurance for themselves, there are plans in place that will provide care to children sans adults. This has become a necessary service added to most insurance carriers because of the rising cost of health care insurance, especially plans with multiple dependents. These plans can be significantly more cost effective than adding to a parents plan. This way parents can apply for their children and provide them with the care they need at this crucial stage in their lives.

One of the plans to protect the insurance benefits of children in Florida is KidCare Medicaid a program for children up to age 18 from low-income families. Once the family meets the eligibility requirements, they are provided with insurance at zero cost to the family. Even with no fees, parents still get a choice of the type of plan their child will have. They can choose from an HMO or a plan that is managed on a case-by-case basis. Another benefit of KidCare Medicaid is that parents are provided with assistance to choose the right plan for their child.

Another plan is called MediKids. It provides for some of the children Medicaid does not. It helps kids up to the age of four whose families have limited income. For a $15 premium each month, the child is covered, and has the choice of physicians and HMO programs.

Florida Healthy Kids is a program that protects children from 5-18 by providing care at a minimum monthly cost to the family. Siblings of these children are covered as well. Once the child meets the requirements of the program, they receive full-benefits with limited cost to the family.

Finally the Children's Medical Services Network is a plan developed to help provide insurance coverage to children with chronic or long-term health conditions. With this program you receive a staff of professionals trained specifically to work with these children. The monthly payments are under $20 and services are free.

These are just a few of the ways Florida protects the littlest members of the community.

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