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Insurance Service Programs in Florida

Along with programs providing healthcare services, Florida also provides insurance programs for those who cannot afford medical insurance through traditional private companies. Through the Florida’s Department of Financial Services, the state has developed various programs to service the needs of those under-insured in Florida.

When speaking of the Florida residents who most often do not have medical insurance, children are one of the highest groups. That is why the state created the KidCare program. At a minimal cost, children receive much needed insurance coverage at a rate dependant on household income.

Medicaid is another program offered by the state of Florida that benefits children. Not only children, but the program is applicable to all residents who qualify. To qualify your income must fall below a certain level designated by the state. The benefits are offered through the office of children and family services where more information can also be found about the specifics of the program.

The state of Florida recently proposed a plan to make minimal cost insurance plans available for residents who cannot afford the full coverage plans. These plans, called Health Flex, will offer basic coverage for those who qualify. These plans can be offered through a variety of sources: HMOs, private companies, the government and organizations that specialize in healthcare services. These plans are a viable alternative to federally funded plans like Medicaid and Medicare.

However Medicare is a practical option for senior citizens or disabled individuals who cannot afford the payments of the Health Flex plans. Medicare offers coverage and prescription benefits with some restrictions and a minimal cost to the individual. Another alternative for older Floridians is the SHINE program. This program provides counseling services to the elderly through the Department of Elder Affairs. It helps older residents sift through the many options they have for insurance assistance, as well as deciphering the “insurance speak” to help them make an informed decision. The state of Florida offers a variety of insurance alternative for residents of all ages.

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Florida Health Insurance Articles

    Pharmaceutical Benefits for the Elderly in Florida
    As part of court settlement, Medco to provide uninsured Florida senior citizens with generic medications.

    Florida Insurance Regulations
    Florida health insurance regulations designed to protect consumers, prohibit discrimination based upon pre-existing conditions.

    Healthy Families Florida
    State of Florida plan helps parents and guardians lacking in financial resources to provide health care to their families.

    Florida Medicaid Reform
    The benefits contained within Florida?s Medicaid program and how the public plays a role.

    State of Florida Health Care Premiums
    Due to rising costs, committee formed to review healthcare costs within the state of Florida.

    Take Control of Health Care Costs
    Experts suggest monitoring the incurrence of all healthcare costs to ensure you are not paying more than you should.

    The Affordable Health Care for Floridians Act
    Not only making healthcare affordable to all Floridians, but making all Floridians educated about healthcare is the goal of the Affordable Healthcare for Floridians Act

    Short-term Florida Health Insurance
    When in between policies, Florida short-term health insurance may cover the gaps by providing temporary security.

    Florida Maternity Insurance
    Reviewing one's healthcare policy with respect to coverage for maternity-related matters is an important issue for women considering getting pregnant.

    Prescription Plans
    Prescription medications, the hotly debated topic of late, can prove enormously costly and detrimental to one?s should he or she not have the benefit of quality pharmaceutical coverage.

    Florida Health Care Assistance Programs
    For those without insurance, a variety of reputable outlets exist from which one can obtain necessary health care services and treatments.

    Insurance Service Programs in Florida
    Within the State of Florida, low income residents have access to programs that provide health care insurance via private companies.

    Health Insurance for Children in Florida
    Low income families though not always able to afford it, still desire the best quality care for their children. Through Florida?s Health Care for Children program, parents are able to provide for their children with KidCare and additional benefit-laden, state run programs.

    Student Health Insurance in Florida
    Once officially declared an adult at the age of 18, what do parents do about their child?s health insurance coverage?

    The Healthy State Initiative
    Within the state of Florida, a concerted effort is underway to improve the lives of residents? by helping them to understand how to attain and maintain a healthier, fuller life.

Florida Health Insurance is only one click away. We are a friendly agency specializing in serving Floridians and their health insurance needs. We are available by phone at any time, since we know how it feels to shop for insurance without human contact. If you cannot find the information or Florida health insurance you need, please contact us by phone or email and we will gladly walk you through the process.