Short-term Florida Health Insurance
Sometimes you find yourself in a situation where you are without
insurance, or are between insurance policies. For times like
these, you can chance it and hope that you don’t get sick
or injured. Or you can purchase short-term insurance through
one of a variety of Florida insurance companies. One of the
benefits of this type of temporary coverage is that you are
not bound to a network. Thus, it is much easier to secure short-term
insurance, often within a day.
Another positive of this coverage is that it is complete. Dependent
on the plan you choose, you can receive superior coverage from
doctors or hospitals. The only exception is that they do not
have copayments for office visits, so you are required to pay
the amount for the visit. The medical portion is covered through
While temporary insurance plans are good coverage in the short-term
or when you are in a bind, there are some drawbacks to them.
Because it is not meant for extended term coverage, if you begin
treatment for a condition not covered under the insurance, you
cannot renew your plan. Also costs are at the mercy of the market.
Hospitals can charge any cost for procedures or visits, however
most doctor’s fees are covered like a network plan.
While these costs can grow to be somewhat extensive, sometimes
taking the chance is a better bet than paying the high cost
of Florida health care today. The temporary plans can last for
up to a few years and save you a bit of money in the long run.
The rising health care costs often drive even network insured
consumers to search for lower priced options. Whether it is
with another company, it is hard to beat the cost savings of
a short-term health plan. It is a matter of sacrificing coverage
If you don’t feel you need the extensive coverage of
a network plan, but still want quality coverage, looking for
a temporary plan in Florida may be the choice for you.