TEMPORARY FLORIDA HEALTH INSURANCE
If you have recently changed jobs, or recently graduated from school and have been removed from your parents' plans, temporary Florida health insurance is available. You can obtain coverage for 1 to 12 months under these plans. Deductibles normally range from $250 - $2,500 with an 80/20 coinsurance option. Most times you can be covered in one day under these plans.
We use ýAý rated insurance carriers, which normally have limits up to $2,000,000 in coverage. These plans generally allow you to see any doctor you want, but by using their network you get the best deals with the doctors and hospitals.
Temporary health insurance plans in Florida are indemnity or fee-for service plans, preventive and routine care is not covered, nor is dental or optical care. In addition to this, temporary health insurance plans are generally non-renewable and should not be bought instead of regular Florida health insurance.
However, some of Florida's temporary health insurance plans have upgrades where you can add benefits like prescription drug co-pays, and dental.
Traditionally, temporary health insurance plans offer services including emergency medicine, prescription drugs, intensive care, laboratory work and x-ray, ambulance, and some home and hospital care. Coverage starts at 12:01am on the policy date listed on the application. Pre-Existing Conditions in most all cases will not be covered, and in some cases will keep you from obtaining coverage. These plans can also be extended to include a spouse and dependants.